Linksave Gap Cover Fills in the Co-Payment Gap


LinkSave gap cover was one among the first to offer the then “novel” insurance product, Gap Cover. In the ensuing 14 years, LinkSave gap cover has grown it client base significantly, working along various administrators.

Also known a hospital top-up cover, gap cover is an inexpensive but crucial insurance product, which is purchased to bridge the “gap” between medical costs and medical aid scheme exemptions.

A new and very important chapter in the LinkSave story is about to be written: LinkSave is now underwriting the products it sells! This, in effect, links LinkSave directly to its clients. This transition will be aided by the Integrated Insurance Administrators, based out of KwaZulu Natal, and are an administration provider for financial service companies.

Going forward, LinkSave will offer to its current and prospective clients five products, via intermediaries that are thoroughly vetted. The hope is with their vast experience dealing in gap cover, their clients can now enjoy efficient and high-quality services.

Linksave Gap Cover – A Promise Kept

LinkSave promises to always maintain its promise to remain price competitive with all its products, being keenly aware for the market to be reassured through product stability, as well as the required maintenance of reserve levels.

Medical aid membership has increasingly become essential, though it remains technically optional. With the spiraling costs of medical services, medical aid membership is one of the very few ways you can manage your family’s health spending.

Enter medical gap cover,a top-up insurance product that is taken out to complement the portion of medical costs medical aid does not cover. These may include emergency surgeries and certain hospital procedures.

Providers of medical aid as well as concerned brokers recommend gap insurance due to its importance in avoiding the shock that comes with being presented with very high hospital bills, which medical aid will not completely cover!

Increasingly, South African medical specialists are declining to conduct surgical procedures on patients without gap cover, as they know well the frustration of being paid partially by medical aid covers.

Government health facilities are stretched thin these days and the specialists who work in them stretched even further. Complimented by gap cover, medical aid policy holders can access the best specialists or surgeons without the added worry of cost, as they are assured it will be taken care of. This reduces the strain on health care providers, so that they can extend the best level of care possible.

It is difficult to ignore the ever-growing variance between actual hospital costs and the amounts medical aid can cover. One hospital visit can cost to an inordinate amount of money, and this is seen across the country. Financial ruin befalling those without either ready cash at hand, a medical aid product or gap cover.

Linksave gap cover is required by everyone, even the young and fit. Unexpected medical events are just a moment away, whether as a victim of a road accident, violent crime or sudden health scare.

For those who are members of a recognized South African medical aid scheme: It is imperative you consider gap cover very seriously, as it could be the difference between a quick recovery or a ruinous financial situation.

Complete and submit the form to get your gap cover quote now.