The Best Gap Cover in South Africa: Our Top 10 List for 2024 and More

At Gapstar, we understand the importance of having the best possible gap cover in South Africa. With the rising costs of medical treatments and the limitations of medical aid schemes, having a reliable gap cover can provide financial protection and peace of mind for you and your family. In this article, we present our top 10 list of the best gap cover in South Africa right now, based on our extensive research and analysis. We also provide additional information and tips to help you make an informed decision about your gap cover options.

What is Gap Cover and Why Do You Need It?

Best Gap Cover in South Africa

Gap cover is a type of insurance that covers the difference between what your medical aid scheme pays for a medical procedure and what the healthcare provider charges for it. This difference, or gap, can be substantial and can leave you with unexpected medical bills that can be difficult to afford. Gap cover can help you avoid this financial burden and ensure that you receive the best possible medical care without worrying about the costs.

Our Methodology for Ranking the Best Gap Cover in South Africa

At Gapstar, we have conducted extensive research and analysis of the gap cover options available in South Africa. We have considered various factors such as coverage limits, waiting periods, exclusions, premiums, customer service, and reputation. Based on our findings, we have compiled our top 10 list of the best gap cover in South Africa this year.

To get a quote for the best gap cover in South Africa please complete and submit the form.
Note: Medical gap cover is for members of medical schemes only.

Our Top 10 List of the Best Gap Cover Companies in South Africa

  • Zestlife. A professional short-term insurer which has medical gap cover at its heart. Get a quote from Zestlife on this page. Complete and submit the form.
  • Sanlam. With the power of one of South Africa’s insurance giants behind it, Sanlam offers among the best gap cover in South Africa.
  • Absa. This financial giant is not just a bank. In fact, it has a major insurance component and offers great gap cover for Absa clients – and all other medical aid members.
  • Momentum. Another insurance company that offers reliable and affordable medical shortfall cover to all medical aid members.
  • Discovery. Everyone knows that Discovery Health is the biggest medical scheme in South Africa. But Discovery medical aid members can get gap cover from any gap cover company because gap cover is a totally different product from medical aid.
  • Old Mutual. Yes, another insurance company that offers medical gap cover. This well-established insurance company offers the product via its short-term insurance arm.
  • Auto & General. A flexible short-term insurer that offers gap cover to members of all official medical schemes in South Africa.
  • Bonitas. This official medical scheme has teamed up with Medgap to offer gap cover. However, Medgap is for members of any medical aid scheme.
  • Stratum. Here is another specialist medical gap cover company, like Turnberry, which is another independent, specialised gap cover firm.
  • Liberty. It’s another giant insurer that also offers gap cover to all medical aid members in South Africa.

To get a quote for the best gap cover in South Africa please complete and submit the form.
Note: Medical gap cover is for members of medical schemes only.