Should you need to go to a hospital or sanitorium, you will incur huge expenses even if you are on a South African medical aid. And if you do belong to a medical scheme, it is increasingly unlikely that your scheme will pay your whole claim. That is why you need hospital gap cover.
Just about everyone who has medical aid, even comprehensive cover, will have run out of medical savings long before the calendar year has ended. And just as many hard-put-upon medical aid members will have faced huge hospital co-payments. These are the amounts that a medical aid member must pay out of his or her own pocket.
That’s Why You Need Hospital Gap Cover
Consider this: having and operation or receiving long-term treatment in a hospital or day-clinic for cancer or some other life threatening condition can cost hundreds of thousand rand. You could easily be lumped with a hospital bill for one to two hundred thousand rand. Who has the money for this to pay without decimating a savings account, cashing in an insurance policy or mortgaging a property?
That is, if you even have access to cash like this!
So insuring the co-payments on your hospital plan or other medical aid option is the answer. For a tiny monthly premium, you can ensure that you NEVER have to make a co-payment for a hospital stay, specialist care, expensive treatments and high-cost medication.
You Must Be a Medical Aid Member to Get Hospital Gap Cover
Medical gap cover in South Africa is for members of medical schemes only. Fortunately, medical aids offer affordable hospital plans these days. If you don’t have a hospital plan yet, go here to get a quote. If you do have medical aid membership, complete the form on this page and hit the Get It Now button. We will get a gap cover quote to you fast.
Vital Facts About Gap Cover in SA
- Gap cover is for medical aid members only.
- Only short-term insurance companies offer gap cover – not medical schemes themselves.
- A simple hospital plan from a medical aid counts as medical aid membership.
- A single policy covers everyone on the plan e.g. husband, wife, children.
- You can get a quote and sign up by phone and email. It’s quick.
- You make all your gap cover claims by phone and email. It’s fast.
- The proceeds of successful claims are paid directly into your bank account.
- There are many companies offering hospital gap cover. We deal with the leading firms, offering the most benefits for the lowest price.
Act now before it’s too late. There are no waiting periods for gap cover, generally speaking. Complete and submit the form now!