Medway Gap Cover Takes Care of Unwanted Co-Payments

Established in 1990, Medway is a network of healthcare advisors aimed at offering Medical Scheme members additional medical cover over and above what their current Medical Aids provide in a and reliable way.

Able to interact with various Medical Aid schemes and act as a middle man, makes it easy for them to deliver products and services that add real value to your Medical Aid needs.

Medways support makes sure that their tailor-made solutions always address your Medical Aid requirements whatever they may be. Large or small, MedCARE has a selection of insurance products designed to fill gaps in your current Medical Aid plan.


Medway Gap Cover: Designed to Fit You

One of MedCares services is MedCares Gap Cover. Gap cover is a Medical Aid Support Scheme designed to work with your current Medical Aid. You might think – ‘why do I need Gap Cover when I have Medical Aid?’

But what most people don’t know is that Medical Aid doesn’t cover everything. They only cover 100% to 200% of the approved scheme rate whereas Medical Practitioners can sometimes charge up to 500% more than the approved scheme rate. Leaving you to pay for the shortfall out of your own pocket. This is where Gap cover covers you and your family paying out coverage for this shortfall and keeping you and your family free of unexpected bills and debt.

Medway has you covered with their Gap Cover plans. Designed to cover you where you need it the most and how you need it the most. Makes it easier on both you and your pocket to find the Gap Cover that suits you.


What Does Medways Gap Cover Cover?

With four tiers of Gap Cover, Medway covers a range of prices as well as coverage over such things as:

  • Coverage on the Shortfall between the allowed tariff rates and what your actual bills are.
  • Covers your immediate family for any shortfalls in regards to in-hospital associated services provided by specialist doctors who may charge above the scheme rates you are covered for.
    • Also covers treatment on an out-patient basis for things such as chemotherapy, radiotherapy and kidney dialysis.
    • Covers in-hospital charges that may be above your Medical Aids sub-limit in regards to certain procedures and treatments.
    • Cover for Co-payments on procedures like including MRI and CT scans.



Medways MedCare Gap Cover is available to everyone who has a preexisting Medical Aid Scheme plan with a Registered South African Medical Aid. Gap Cover is as essential as Medical Aid itself. With ever-rising charges, it has become ever more important to be as covered as you can be so that if the unexpected happens you and your family are protected.

Simply contact your local MedCare Broker to find out more about Medway Gap Cover plans and how they can work to protect you and your family from unexpected charges should you or a loved one ever need medical care.

Use the form on this page to contact us for a gap cover quote. Do it now!