About Optivest
Optivest is a registered and licenced insurance provider specialising in medical schemes and medical scheme related products. They aim to provide appropriate health solutions to both large corporate companies, medium to small employer groups as well as individuals.
They offer assistance in navigating the often complex work of medical aid schemes. By making their services easy to use and their policies clear and concise they make it easy to know exactly what it is that you are getting from your policies. Helping you avoid pitfalls and unexpected fine print.
They are also dedicated to saving you and your family money, providing top care for less with products such as Optivest gap cover. At the moment in South Africa, none of us can do without a Medical Aid plan. Optivest offers not only Medical Aid schemes but also the equally necessary Gap Cover policy.
Saving You Money With Short-Term Optivest Gap Cover
Optivest offers you affordable Short-term cover that keeps you covered when facing shortfalls in your cover for medical payments.
Whether you are a company or an individual Gap Cover is essential insurance to have. This is due to the ever-increasing gap or shortfall between what Medical Aid Schemes will cover and what Medical Practitioners charge.
With Optivest you can get coverage with their short-term Gap Cover policies regardless of what Registered South African Medical Aid Scheme you are with. Leaving you with the freedom to choose what keeps you, your family or your company best covered.
With Gap Cover, you will be covered for the shortfalls on medical expenses such as –
Shortfall Cover –
Cover shortfalls for, medical procedures performed by your doctor and specialist. This normally includes tests such as MRI and CT scans.
Co-Payment Cover –
Along with their ability to cover shortfalls in payments for medical procedures as Optivests Short-term cover also provides you with co-payment cover. Like most Gap Cover providers Optivest extends their coverage to include coverage for co-payments on such procedures as –
- Endoscopic procedures such as: gastroscopy, laparoscopy, sigmoidoscopy.
- MRI/CT scans.
- Dental procedures that are done in hospital.
- Spinal surgery (and other back surgeries).
- Co-payment on oncology treatments.
- Hospital admission fees.
Sub-limit Cover –
With Optivest you don’t need to worry about the sub-limit or annual limit that your Medical Aid Scheme might have placed on certain procedures or treatments.
Oncology Cover –
Covering the shortfalls that may occur after your Medical Aids Oncology limits have been reached.
Detailing Short-term cover or Gap Cover
Gap Cover is a form of low-cost short-term insurance that works with your current medical aid. It is designed to cover the shortfall in payments connected to treatments, surgeries and co-payments.
Traditionally Gap Cover only works after your Medical Aid has already paid out the claim. At that moment you with be able to claim for the shortfall from your Gap Cover.
Meaning that you nor your family will ever need to stress or fall in debt due to excessive hospital bills. Optivest Gap Cover paired with Medical Aid keeps healthcare and treatments affordable for every South African.
Contact us for a gap quote by completing and sending the form on this page. Do it now!