Gap cover or top-up cover for medical aid is a necessity. Looking at the soaring healthcare costs and soaring medical aid premiums, you’d expect to be fully covered for every medical treatment you require, but not so. That’s why you need Turnberry gap cover.
Gap cover pays for shortfalls that exist when your medical specialist charges more than what your medical aid will pay out. Without gap cover, you would have to deny yourself the surgery you need.
Turnberry always a top gap cover provider
Fortunately, South Africa has a number of excellent gap cover providers, and Turnberry is worth a look-see. They started out in 2001 and help their clients avoid receiving medical bills that can sink them financially.
As an authorised financial services provider, their gap cover products are designed for anyone who belongs to a registered medical scheme.
Just like all other medical gap cover providers, they have certain waiting periods that apply from the date you sign up with them. Some of these are their 3-month general waiting period, their 10-month pregnancy waiting period, and their 12-month waiting period on investigations surrounding certain treatments and surgeries.
The premiums that you pay for Turnberry’s gap cover are for a family each month. A family is the main member, their spouse and eligible children below the age of 26.
Turnberry gap cover offers a number of plans –
◾Premier – Increases the Medical Aid rate up to 600%
• Medical Expense Shortfall Cover
• Co-payment Cover
• Non-DSP Hospital Penalty Cover
• Sub-limitCover
• Trauma Recovery Cover
◾Optimal – This plan enhances medical aid by up to 500%.
• It is Turnberry’s most popular gap cover plan, offering lots of benefits.
• Oncology cover
• Medical Expense Shortfall Cover
• Co-payment Cover
• Non-DSP Hospital Penalty Cover
• Sub-limit cover
◾Synergy – covers medical expense shortfalls of up to 500%. You also get sub-limit, co-pay and casualty benefits.
◾Launch – Turnberry believes that this gap cover plan will launch you into Gap Cover, covering medical expense shortfalls up to 350% of the medical aid rate. This is one of Turnberry’s most price-effective cover.
◾Med Extend – assists with medical expense shortfalls for specialists and also covers certain procedures not covered by your medical aid.
◾Extended Family Cover – This plan included the principal member, spouse and children under the age of 26.
◾Travel Assist – useful cover for those on the go, Offers emergency assistance by land, air, and sea.
If you’re in any doubt about Turnberry and its gap cover products, you can check out their reviews and testimonials pages. When you submit a claim to Turnberry, it will take them about 5 to 9 working days for the claim to be finalised. Claim forms are available to download on their website under ‘document downloads’.
When you send in a claim to Turnberry, you need to have the right documentation –
- the correct Turnberry claim form
- all medical aid documentation reflecting transactions
- all medical service providers invoices
- your hospital account
If you need more information on them you can contact your financial advisor or contact Turnberry gap cover company. You can also fill in their online gap cover form.
Use the form on this page to send your details. We will send you a quote. Act now!