Zestlife gap cover is more important than ever. It’s because medical schemes are paying for less, they’re increasing their own savings and medical aid members have got more and more co-payments to contend with too.
Being on a medical aid can scarcely give you confidence anymore. Without gap cover it’s as good as saying you might as well not have medical aid.
Zestlife gap cover takes care of in-hospital treatments where the bill is so high that your medical aid will only pay part of it. The leftover amount is left for you to pay, unless of course you have gap cover.
Zestlife can save you a fortune
South Africa has plenty of excellent gap cover providers. When you do research on them, you’ll see that Zestlife always ranks as one of the best shortfall insurance companies there are. As a registered financial service provider, they have gap cover products that they believe will protect you from medical bills that can sink you financially.
Medical aid members have a choice with Zestlife’s gap cover and they can choose between two of Zestlife’s comprehensive gap cover options – Zestlife Universal Gap Cover or Zestlife Essential Gap Cover.
Both of these options cover members of registered medical schemes.
Some of what the plans offer. There is far more.
- In- and out-of-hospital cover. With the Universal cover, shortfalls are covered and this is up to 500% of the scheme’s tariff. With the Essential cover it is 300%.
- For both these plans, cover is provided for about 50 out-patient procedures.
- Co-payment cover on both plans. You get non-network co-payment cover on the Universal Plan and there is also co-payment cover for Enhanced Cancer.
- Emergency Room cover is provided on both plans.
- Internal Prosthesis and Artificial Joint Cover on the Universal Plan.
- Any dentistry expenses in-hospital are covered on the Universal Plan.
- Robotic Medical Procedure Cover is provided on both plans.
- Zestlife also offers Extended Cover. It’s an optional benefit that will give you a certain sum of money for a first-time cancer diagnosis. The cover has a 12-month pre-existing condition exclusion and a 6-month waiting period from the date the cover starts, continuing until the insured’s 65th birthday.
- The Medical Premium Waiver policy ensures that with your death or permanent disability, the cover will continue to pay your medical aid and Zestlife Gap Cover premiums. It’s a separate policy that enhances the medical aid and gap cover premium waiver benefit of the Universal policy.
- Extended Dentistry Cover. Thisis excellent for accidental-, emergency, and specialised dentistry. It is cover that can be added to both gap cover options.
Take your health seriously
The pandemic has shown us how fragile our lives are. If you get seriously ill, what healthcare plans do you have in place? In these crazy times, you need both medical aid and gap cover, and Zestlifehttps://gapstar.co.za/where-get-gap-cover-quote/ gap cover is probably the best shortfall insurance product in South Africa.
Get your own gap cover quote now. Complete and submit the form on this page. Use the short form and remember to submit it.