Zest Gap Cover is a Misnomer for Zestlife Gap Cover
How Does Zest Gap Cover, Cover Me?
Zestlife or Zest Gap cover is a Gap Cover brought to you by Zestlife and underwritten by GuardRisk Insurance. Quick easy and simple to sign up or, Zest Gap cover is there for you regardless of what cover you need.
You may or may not know that Most Medical Aids won’t be able to cover the entire cost of your medical bills.
Should you need to claim from your current Medical Aid you could be faced with surprise charges. This Gap occurs because there is often a difference between what tariff rates your Medical Aid will cover and what is charged by medical practitioners.

Zet Gap Cover, however, is here to help ease the cost of these expenses. Covering the extra cost between what your Medical Aid covers and what you may be charged. Allowing you to rest assured that should the unexpected happen you will not be left with unexpected debt.
Zest Gap Cover is available to both individuals and families who have a Medical Aid Scheme with any registered South African Medical Aid. Ensuring that you and your family are fully covered and insured against any future risks.
The advantages of Zest Gap Cover
Zest Gap Cover offers its policy members both Individual and Family cover. They understand that cover needs to suit you and that one plan won’t fit all of its policyholders. This gives you cost-effective rates that suit you. Making sure that you don’t pay for what you don’t need. Protecting your pocket while protecting you.
With Zest Gap Cover you gain benefits that cover both in and out of hospital expenses. Such as –
- In and out of hospital Cover.
- Co-Payment Cover.
- Non-network Co-Payment Cover.
- Emergency Room Cover.
- Cancer Co-payment Cover.
- Enhanced Cancer Cover.
- Accidental Death and Permanent Disability CoverMRI – Magnetic Resonance Imaging
- PET – Positron Emission Tomography
- CT Scan – Computer Axial Tomography
Monthly Premiums for Zestlife Gap Cover in 2025

Zest Gap Cover covers you for many procedures and treatments not listed above. Including advanced Cover in case of diagnosis with Cancer or another dread disease. Or in the case of disability due to accident.
Zestlife or Zest Gap Cover also covers you in the case of shortfalls on select procedures. Such as; Internal Prosthesis and Artificial Joints, In-hospital Dentistry and Robotic Medical Procedures.
They also offer benefits such as automatic adult-dependent cover, meaning you don’t need to worry about adding on the people closest to you to your cover.
Zest Gap Cover aims to bring you trustworthy cover. Zest life brings you an easy claims process along with a quick payout time. Meaning you don’t need to sit with worry for months waiting for your Gap Cover to payout.
Zest Gap Cover is something that every South African which a Medical Aid Policy needs to have. In these uncertain times, none of us can afford to not be fully insured. With Zest Gap Cover you know that you are covered.
Get a quote now. Use the form on this page. Do it now!