Gap Cover and Why We All Need It
You might be wondering what Xelus gap cover is and why it is a little know but essential cover for those with Medical Aid. What you possibly don’t know, is that most medical practices charge far above the tariff rates that most Medical Aid Schemes payout. That means that you are at risk of being excluded from the quality medical care you need and deserve while leaving you with unforeseen and costly medical bills after hospitalisation or sudden illness.
With Xelus Gap Cover, however, this shortfall will be covered either in part or in full, subject to a maximum coverage of 5 times the tariff rate that Medical Aids will cover, as well as many other aspects of care including certain out-patient procedures and care. These may include – Endoscopes, Dental extractions, Oncology Care, Dialysis and home births and cover for Co-Payments and coverage for your dependents as well, leaving you free of worry and unexpected bills after your hospital stay.
Xelus Fusion Gap Cover Working For You
With Xelus Fusion Gap Cover, you won’t only not need to worry about your Medical Aid leaving you short and shortfalls catching you short of money. Not only that but you will gain more than a few benefits, including daily lump some payouts for extended hospital stays with their Hospital Booster Extender plan among other extended benefits such as Trauma Cover (which covers death or disability due to accident or illness), Dental Reconstruction Booster (related to Oncology or Trauma), Family Booster (in case of early births).
With Xelus Fusion Gap Cover, you also could be covered for related accounts to your hospital stay such as specialists and anaesthetists which may not be covered or covered in full by your Medical Aid. leaving you truly covered for all of lifes unexpected events.
With Xelus Fusion Gap Cover you will be able to rest assured that you and your family are fully covered as long as you are with a recognized South African medical aid scheme such as the Discovery Health Medical Scheme.
Benefits of Xelus Gap Cover
With Xelus Fusion Gap Cover you get knowledge that surprise shortfalls won’t affect you in the future should the unexpected happen. You also feel the benefits of lump-sum payouts or certain procedures and illnesses and life events such as childbirth as well as possible Annual sub-limits benefits on in-hospital treatments.
With out of hospital benefits for outpatient procedures and there resulting shortfalls. Including Co-payments, Cancer Care and Accidental Casualty Cover and co-payment with their cancer benefit cover and Accidental Casualty Cover for out-patient care at a casualty ward or hospital in case of an accident. You never loose for having Gap Cover to supplement your existing Medical Aid.
You also gain protection on Shortfalls from Sub-Limits and peace of mind for your whole family when facing large and small life events.
So make sure to contact Xelus for more information about what Xelus gap cover is best for you today so you can rest assured tomorrow.
Act now before it’s too late. Complete and submit the form now to get your quote!