Information Sheet About Gap Cover
Gap Cover is a vital piece of insurance covers the shortfall between what Medical Schemes pay and what specialists and medical practitioners charge. Without Gap Cover, many Medical Aid members might find themselves faced with unexpected costs that they need to cover from their own pockets.
Gap Cover does not replace your current Medical Aid Scheme. Rather it works with your Medical Aid to keep you covered after your Medical Aid has paid out but you still have Medical bills coming in.
Gap Cover covers not only the shortfall in medical expenses but it also helps to alleviate the burden of co-payments as well as any charges associated with emergency care from non-DP approved hospitals.
Smart, Simple, Quality – Sirago Gap Cover
Gap Cover from Sirago is easy, simple and is designed to give you quality care for less. Keeping in mind what it is that we really need from our Gap Cover insurance Sirago has formulated a number of policies that work for their members.
Covering both individuals and families Sirago is geared towards caring for you, as an individual. With flexible policies that are designed to cover you where and how you need it the most. Sirago offers a comprehensive range of benefits or their Gap Cover Members.
With one of the widest set of benefits on offer for Gap Cover Sirago offers benefits for such things as –
Gap Cover –
Covering the difference between the medical scheme rate and the rate that service providers charge.
Co-Payments –
Covering in and out of hospital charges that might fall under co-payment with your Medical Aid Scheme. This will include, MRI scans, CT scans, ultrasound scans, and scopes.
Admission Fees –
Covering you for your admission fees for when you are admitted as an in-patient.
Specialist Consultations –
Keeping you covered even if you need to consult with a specialist that might not be covered by your Medical Aid. Allowing you to seek out the best medical care.
Prescribed Minimum Benefit (PBM’s) –
Sirago is one of the few Gap Cover providers to offer Gap Cover for PBM’s. Meaning you and your family can stay in good health worry-free.
Step-down Benefits –
Covering you even when you need long term care to recover.
Oncology Benefits –
Covering you in the case of a positive cancer diagnosis.
Why Sirago Gap Cover
Adaptive and responsive to the changes in the medical finance industry, Sirago works with a client-first approach to offering Gap Cover so you can avoid costly medical bills.
As one of the pioneers of Gap Cover they have had a hand in setting the market standard. With their knowledge of the market, medical aid in South African as well as their dedicated approach to providing access to quality medical care to their members.
Sirago is a company you can trust in to give you quality cover.
With their competitive pricing and comprehensive cover, Sirago Gap Cover takes top place in the current Gap Cover market.
For more information, please contact us by completing and submitting the form on this page. We will contact you.