Who is GEMS?
GEMS Medical Aid or The Government Employees Medical Scheme is a restricted medical scheme providing Medical Aid Benefits to Public Service employees. GEMS gap cover is a different matter, which we will explain
The aim of GEMS Medical Aid is to give accessible and affordable healthcare to government employees. Rich in benefits, GEMS Medical Aid continues to hold the lowest contribution increases in the medical aid industry.
Providing qualifying Public Service employees and their beneficiaries with trusted, affordable and complete Medical Aid Coverage. Except when you need GEMS gap cover.
Why Choose GEMS?
GEMS Medical Aid is a restricted Medical Aid Scheme that was created to provide Public Service Providers with the healthcare coverage that they need. Specially designed to cover you and your family. GEMS prides itself on knowing what matters most to South African families.
If you are a government employee, with GEMS you get a wide range of policies that not only work with your salary range to provide the cover you can afford. But also take into account what you need most.
With both 100% subsidy coverage as well as low co-payment benefits you and keeps your Medical Aid affordable. GEMS also has a policy of broadening the definition of beneficiaries allowing up to 5 generations can be covered.
With GEMS you also don’t need to worry about being limited in what service providers you choose from. Working with a wide range of medical service providers GEMS has you covered regardless of who you choose.
With their GEMS subsidy plan, you could save more as the employer of qualifying policyholders is required to pay a subsidy towards the cost of your GEMS plan. Not only this but they have a wide range of Medical Aid plans that take into account just how much Medical care and coverage you need.
With GEMS Medical Aid you also get extra benefits with their new EVO Medical Aid Policies. You get benefits such as coordinated care between your dedicated GP and a network of private hospitals. As well as benefits linked to:
- Chronic medicine management
- Dental management
- Emergency services
- Managing HIV/AIDS
- Maternity Programme
- Oncology management
- Optometry management
- Prescribed Minimum Benefits
With extra services such as emergency care, ambulance services as well as many other benefits that look after you and your families health you can look forward to being fully covered by GEMS Medical Aid.
GEMS Gap Cover for Medical Aid Members
While GEMS Medical Aid does offer its members comprehensive medical Aid coverage. If you are a policyholder with GEMS Medical Aid you may still need to look into Gap Cover.
Most Medical Aids, don’t cover everything as they are limited by the set tariff rates for Medical expenses while Medical Practitioners often charge up to 500% above these set Tariff rates. Leaving you with medical bills and unforeseen debt.
There is good news though. GEMS is a Registered South African Medical Aid and that leaves you as a valid for a Gap Cover policy with many Gap Cover Providers.
GEMS gap cover is inexpensive, works with your current policy to make sure that you are covered for in and out of hospital care. As well as offering you a boost to many of the benefits that GEMS Medical Aid already offers you as a policyholder.
Get your GEMS gap cover quote on this page. Use the form. Act now!