Stratum Gap Cover is for Medical Aid Members


Stratum Gap Cover is a medical aid supplement plan brought to you by Stratum Benefits. It works in conjunction with your existing registered South African medical aid to provide you with extra peace of mind when facing those unplanned and planned life events.

The aim of Stratum Benefits Gap Cover is to cover the gap left between what your Medical Aid will cover and the extra costs and bills often encountered during events such as sudden illness, accidents, disability or even joyous moments like starting a family.

Stratum Benefits offers a selection of Gap Cover plans to make it easy to find the Gap Cover plan that works best for you and with your current Medical Aid.

Allowing you to work and play without needing to fear possible unexpected medical bills in the event of illness or an accident.

Anyone with a registered South African medical aid provider can get comprehensive Gap Cover from Stratum Benefits.

What is Sirago gap cover?

Stratum Benefits Gap cover is designed to cover the shortfalls in traditional medical aids such as procedure and admission co-payments.

Traditional medical aids will only cover 100% (sometimes 200% and 300% with higher-tier plans) of scheme rates. But this does not mean that everything is covered as doctors often charge above medical aid rates leaving you with large unforeseen bills and debt.

This is where Gap Cover comes in, offering you cover for these extra costs. Such as covering for shortfalls on internal prosthetic devices, MRI and CT scans, cancer treatment, physical rehabilitation, out-patient specialist consultations, casualty events, trauma counselling and preventative care – making Gap Cover an important necessity for everyone with medical aid.

Is Stratum Benefits Gap Cover for You?

Stratum Benefits Gap Cover is for everyone who is with a registered South African medical aid. Working with your current Medical Aid Stratum Gap Cover offers a range of Comprehensive Gap Cover plans tailored to work for and with you to cover you where you need it the most.

With plans including Shortfall Cover, Co-Payment Cover, Sublimit Cover and Oncology cover, among others including disability and accidental death, as well as Lifestyle Benefits that can include Travel Insurance, Fuel Rewards as well as Extra High School Learning Support Stratum Benefits Gap Cover is for you and your whole family.

One of the benefits of Stratum Benefits Gap Cover is that they have made sure your Gap Cover plan will provide sufficient cover without exhausting your annual policy limit. So you can rest assured that unforeseen costs won’t impact your life.

Stratum Benefits believes in an honest and transparent approach to medical aid and Gap Cover. Putting, their beneficiaries first with no age limit on dependents and fast payment on valid claims in place so, you and your family are covered quickly and without hassle in the event of accidents or illness.

So why wait, learn more and find out how Stratum Benefits Gap Cover can benefit you today by going to Stratum and talking to one of their consultants.